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What is the role of IFA? Independent Financial Advisers should provide independent financial advice on your pensions savings, investments and equity release on your property if you need some cash later in life. The is an argument that everyone needs an IPA. They can become your personal 'go to' stockbroker and general financial fixer. That is why I would suggest they you find one in or around Torquay or at least within Devon. I would not recommend one miles away or never answered the phone. Another good way is personal recommendation. Ask a friend. Your IFA will be an important person in your life. You need to get them right!
How do IFA make money? Some IFAs are on commission and others charge. Many people believe that if they are to be truly 'independent' they should not have a financial relationship with the funds that they recommend their clients to invest - as their advice will be biased in favour of the funds which pay them the best commission. The way to avoid this is to ask them and then pay them a fee for their financial advice.
How do I find an IFA? Have a look below at the list of IFAs around Torquay. They are reviewed. Personally I would create a shortlist and simply visit them personally. There is nothing like knowing your IFA. That is the advantage of having a local one
185 Queensway, Torquay TQ2 6DE, UK – 0800 093 4115
Great service from people who know what they are talking about. Steve could not have been more helpful and is not afraid to think outside the box, coming up with a tailor-made plan to suit my own particular situation.
Rockwood House, Parkhill Rd, Torquay TQ1 2DU, UK – 01803 211214
We received excellent, unbiased advice which has saved us thousands! At no time did we feel under pressure to proceed with our investment option, and now we have, we just wish we had done it sooner! Fantastic work by the team at the Pension Drawdown company. I will happily recommend you to all of our friends and family.
Very helpful and informative. When I first got in contact I didn't know about or even understand pension drawdown. However, the advisors on the phone are very easy to talk to and explained everything to me in great detail and in such a way that I understood. I have recommended this company to two friends already.
345A Torquay Rd, Paignton TQ3 2EP, UK – 01803 554455
Howard financial were fantastic at helping us find the right mortgage and life insurance. They worked very hard and kept us well informed at all times. FANTASTIC!
Very professional team. Best brooker I ever met.Strongly recommended.. Thank you
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